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BANKRUPTCY PROTECTION

Law You Can Understand

Bankruptcy
and Debt
Counseling

Filing for bankruptcy  stops creditor actions such as foreclosure, repossession, wage  garnishment and creditor lawsuit. Bankruptcy also can allow you to wipe  out your debt, or get the time you need to consolidate and pay off your  debts.

At Attorneys & Debt Counselors, I represent clients from Daytona to  Tampa, St. Petersburg, Clearwater and surrounding communities in  bankruptcy filings. With experienced legal guidance, your debt relief  goals can become a reality.

Is Bankruptcy
Right for You?

Filing for bankruptcy is an effective means of achieving debt relief,  but it should not be entered into lightly.

 

When I work with clients, I  inform them of all of the pros and cons of bankruptcy so they can make  informed decisions about their important legal and financial issues.

 

This website contains information about bankruptcy I hope you will find  helpful as you explore your debt relief options. Every situation is  different. As an experienced Tampa & Daytona bankruptcy law  attorney, I can work with you to help you determine whether or not  bankruptcy is right for you.

 

We are a debt relief agency. We help people  file for bankruptcy relief under the Bankruptcy Code.

 

The following links to the right may help you learn more about our bankruptcy and debt relief services.

Chapter 7

Chapter 7 is also known as "straight bankruptcy" and "clean start bankruptcy" because it discharges all unsecured debt.
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Chapter 11

Chapter 11 Bankruptcy is a complicated proceeding generally used by businesses or debtors with substantial assets.
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Chapter 13

Chapter 13 bankruptcy is intended for individuals who are able to pay for basic living expenses, but are behind on paying off their debts.
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Bankruptcy Process

Many people who are struggling with debt are reluctant to file for bankruptcy because they are fearful of the bankruptcy process.
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Exemptions

You may exempt any property that falls into certain exemptions and you'll be able to keep this exempted property after you file bankruptcy.
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Bankruptcy FAQ


Have questions about bankruptcy? Not sure if it is right for you? Here are some helpful FAQs to help you understand the process.
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Bankruptcy Laws

The new bankruptcy laws were enacted on a federal level, which means they apply to all states, including Florida. These new laws are listed here.
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Can I file?

The decision of whether or not to file for bankruptcy is never an easy one. And because everyone's situation is different, we can help guide you.
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Mr. Carratt Will Help You Every Step Of The Way

As complicated and as confusing as your situation may seem, our dedication to you is focused on giving you peace of mind and the security of knowing you have someone on your side.

Client Testimonials

Peter is a great person to help you! Always picked phone and spent time explaining everything! Just a good person who cares.
★ ★ ★ ★ ★
Jim Steere
Positive: Professionalism, Quality, Responsiveness, Value
★ ★ ★ ★ ★
Jason Parent
What a great feeling to know your attorney makes every effort to communicate with you every step of the way. It was a pleasure working with Pete.
★ ★ ★ ★ ★
Matt Sweeney
Pete was terrific. His attention to detail was exactly what made me feel that he genuinely cared about my situation.
★ ★ ★ ★ ★
Enrico Suarez

813-876-3328

Email Contact

Mon - Fri: 9:00 - 5:00

Directions

PETER CARRATT © 2023 ATTORNEYS & DEBT COUNSELORS. ALL RIGHTS RESERVED. 3019 WEST AZEELE STREET, TAMPA, FLORIDA 33609 | 1243 SOUTH RIDGEWOOD AVENUE, DAYTONA BEACH, FLORIDA 32114

Bankruptcy may not be for everyone. Mr. Carratt analyzes each client’s situation and creates a Debt Relief Strategy.  Serving Tampa Bay & Daytona Beach areas.