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    • HOME
    • PETER CARRATT
    • BANKRUPTCY
      • BANKRUPTCY OVERVIEW
      • CHAPTER 7
      • CHAPTER 11
      • CHAPTER 13
      • BANKRUPTCY PROCESS
      • BANKRUPTCY FAQS
      • BANKRUPTCY EXCEMPTIONS
      • NEW BANKRUPTCY LAWS
      • CAN I FILE?
      • DEBT RELIEF
    • FORECLOSURES
      • FORECLOSURE OVERVIEW
      • STOP FORECLOSURE
      • FORECLOSURE HELP
      • MORTGAGE MODIFICATIONS
      • SHORT SALES
    • DUI ATTORNEY
    • PERSONAL INJURY
    • REAL ESTATE TITLE SERVICE
    • CONTACT US

Welcome To Carratt Law

  • HOME
  • PETER CARRATT
  • BANKRUPTCY
  • FORECLOSURES
  • DUI ATTORNEY
  • PERSONAL INJURY
  • REAL ESTATE TITLE SERVICE
  • CONTACT US

THE BANKRUPTCY PROCESS

Our guidance can assist you make the process much smoother and stress-free than expected.  Many  people who are struggling with debt are reluctant to file for  bankruptcy because they are fearful of the bankruptcy process.
 

                       Below is a general outline of what you may expect from the bankruptcy process.  

  1. During the  first step, your bankruptcy lawyer will compile information about your  debt and overall financial situation, in order to determine which debt  relief option is right for you.

     
  2.  We will give you the necessary forms you need to fill out with your financial information.

     
  3.  We will  gather all of the information we need and make sure all of your  documentation is in order so you can sign your bankruptcy documents.

     
  4. We will file your bankruptcy petition with the court.

     
  5. The court  will schedule a meeting of creditors. I will attend this hearing with  you. At this meeting your bankruptcy trustee will ask you questions  about your assets and debt. Your creditors are also invited to  participate, but seldom do.

     
  6. If you file  for Chapter 7 bankruptcy, debt is typically discharged within two months  of the meeting of creditors. If you file for Chapter 13 bankruptcy, we  will propose a payment plan to the court, in which your debts will be  consolidated and you will have between three and five years to pay them  off. 


 BACK TO BANKRUPTCY OVERVIEW 

Office: 813-876-3328

Protecting the Financial Futures for his Clients is Peter Carratt utmost concern.


Bankruptcy may not be for everyone, so he anaylzes each client’s  situation and creates a Debt Relief Strategy.  Peter serves  Tampa Bay  & Daytona Beach areas.

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Welcome To Carratt Law

Peter Carratt © 2015 Attorneys & Debt Counselors. All rights reserved. 3019 West Azeele Street, Tampa, Florida 33609 | 1243 South Ridgewood Avenue, Daytona Beach, Florida 32114

813-876-3328

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